Bread Savings

Reaching your savings goals sooner!

AAA has partnered with Bread Financial to help you grow your money.

Flexible Savings

High-Yield Savings Account

  • Earn interest at a higher rate than with a traditional savings account.
  • Accelerate earnings, with flexible access to your money.
  • Open with $100 or more, then boost your balance with online deposits.

Featured CD

6 Month Certificate of Deposit

  • Fixed rate with terms from 3 months to 5 years available.
  • Set up your account with $1,500 or more and earn guaranteed returns.
  • Let your CD renew automatically to keep earnings.

Retirement Account

Retirement High-Yield Savings

  • Build your retirement savings in a Traditional or Roth IRA.
  • Get both tax advantages of an IRA and a great savings rate.
  • Save confidently for the future with an FDIC-insured account.

Bread Savings Program Benefits

No maintenance or hidden fees

Zero monthly maintenance and incoming wire transfer fees

Start earning immediately1

Easily transfer funds from another bank to earn interest right away

FDIC insured for peace of mind

Provided through Comenity Capital Bank up to the maximum legal limits

Excellent customer support

Helping you achieve your goals for today and tomorrow

1Refers to deposits by ACH that are received before 5 p.m. CT on a business day (Monday through Friday, excluding federal holidays). Deposits begin earning interest from the moment they are received but may not be immediately available for withdrawal. Deposits received after 5 p.m. CT or on a non-business day are received on the next business day.
 
Member FDIC icon All deposits are provided by Comenity Capital Bank, a Utah state-chartered bank. ©2026 Comenity Capital Bank.
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