Debt Protection

Financial Debt Protection

AAA Debt Protection

As difficult as it is to imagine today, accidents can happen that, within seconds, can change your life. Wise planning, however, can ease the pain of an unexpected event.

We all know life is unpredictable, but AAA's Debt Protection coverage can lift the financial stress and worry related to making loan payments when your life takes that unexpected turn. Debt Protection works by providing financial protection when death, disability or an involuntary unemployment occurs. Make the smart choice and secure your financial future with AAA Debt Protection, and easy your loan payments, protect your family and safeguard your credit rating.

Protection Plans

Protection Plans*

  • Loss of Life: The borrower is protected in the case of his/her death during the term of the loan.

  • Disability: The borrower is protected if he/she becomes and remains unable to perform the major duties of their occupation as a result of an unintentional bodily injury, sickness, or disease incurred during the term of the loan, and they are not working for wages or profit during the activation period of the disability, and are under the continuous care of a licensed physician (other than the borrower or another protected individual).

  • Job Loss: The borrower becomes and remains totally and continuously unemployed during the term of the loan due to a permanent involuntary termination of employment; involuntary layoff or suspension of employment; authorized, unionized strike or labor dispute by a chartered or previously organized trade or labor union; lockout or discharge of employees or temporary closing in response to organized employee activity.

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