Reclaiming your identity can be costly & stressful. Let AAA handle it.


*monthly fee – 60% discount for AAA members
Already enrolled in Identity Theft Monitoring? Sign in now: Essential or Deluxe
ID Theft Monitoring

Regularly monitoring your credit report is a great first step toward safeguarding your identity, but it isn't enough as identity theft can take on many forms. For a nominal fee of $8.95 a month, get ProtectMyID Deluxe, a product with special features including ChildSecure and Internet Scan. Or choose ProtectMyID Essential. It's free to members (a $79 value).

Whichever product you choose, you'll enjoy more of what AAA always brings you: peace of mind.

Identity Theft Monitoring Benefits

The chart below provides a comparison of benefits to help you choose the service that best meets your monitoring needs. For questions about potential identity theft, and how to avoid becoming a victim, visit our FAQ section.

What's included in Our Plans

Free For Members

AAA Recommended


Free with AAA membership

$8.95/month (a 60 percent discount for AAA members)1

Daily Credit Monitoring: Your credit report is monitored daily to detect key changes

Daily monitoring of your Experian® credit report

Daily monitoring of all three of your credit reports—PLUS Scoreat sign-up, Experian®, TransUnion®, and Equifax®

Email Alerts: Receive email alerts when key changes are detected on your credit report. If no changes are detected, you'll be sent a monthly all-clear email.

Email alerts on your Experian® credit report

Email alerts on your Experian®, TransUnion®, and Equifax® credit reports

Fraud resolution support: Receive support from a dedicated Fraud Resolution agent to help you investigate and resolve fraud.



Identity Theft Insurance: To help reimburse eligible expenses (such as lost wages and lawyer fees) should you become a victim of identity theft.

AAA Premier members receive $10,000 Identity Theft Insurance3

$1 Million Identity Theft Insurance3

Lost Wallet Assistance: Securely store your credit, debit and medical card numbers in one safe place. If your wallet is lost or stolen, it only takes a single call to a ProtectMyID® agent for assistance in canceling and replacing your cards.



Internet scan: Conducts confidential, daily scans on illegal websites and chat rooms searching for signs that your identity is exposed.


Change of address notification: Monitors national change of address databases to verify if your address has been changed.


ChildSecureSM: Helps protect minor children from identity theft by closely monitoring enrolled children's credit information, and alerting you if someone applies for credit or opens credit accounts using your children's personal information.


1Pay for the year at once and get 2 months free.

2Calculated on the PLUS Score® model, your Experian Credit Score indicates your relative credit risk level for educational purposes and is not the score used by lenders. Learn More

3Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. Refer to the actual policies for complete terms, conditions and exclusions of coverage. 

ProtectMyID Essential and ProtectMyID Deluxe are provided by, Inc., an Experian company. To be eligible to enroll in either ProtectMyID Essential or ProtectMyID Deluxe, you must be 18 years of age or older and a current valid AAA Member. After you enroll, if for any reason, you decide to cancel your ProtectMyID Essential benefit, you may not re-enroll in this free benefit at a later date. Products subject to change or termination at any time without notice. Certain terms, conditions and restrictions apply. Valid AAA membership required at time of enrollment. 
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