AAA Visa Signature® credit cards

Earn cash back on all purchases.3 Apply Now.


Apply for AAA Daily Advantage
Apply for AAA Travel Advantage
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Take Advantage of Everything.



Meet your go-to credit card for everywhere you go. Whether you’re using the AAA Daily Advantage Visa Signature® Credit Card or the AAA Travel Advantage Visa Signature® Credit Card, you can take advantage of cash back on a wide range of purchases and experiences. You’ll also benefit from the value AAA brings to its cardholders. So go ahead — feel empowered with AAA in your wallet and by your side. 

  • AAA Daily Advantage

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    With purchases on the AAA Daily Advantage card, you earn:

    5% Cash Back on Grocery Store purchases.1

    3% Cash Back on Gas & Electric Vehicle-charging stations, Wholesale Clubs, Streaming Services, Pharmacy, and AAA purchases.1

    1% Cash Back on all other purchases.3

    $100 statement credit when you spend $1,000 within the first 90 days of account opening.4

    No Annual Fee or Foreign Transaction Fees.5

    5% Incremental redemption bonus on AAA purchases with AAA Northeast Counselors and Advisors.6

  • AAA Travel Advantage

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    With purchases on the AAA Travel Advantage card, you earn:

    5% Cash Back on Gas & Electric Vehicle-charging stations.2

    3% Cash Back on Grocery Store, Restaurants, Travel, and AAA purchases.2

    1% Cash Back on all other purchases.3

    $100 statement credit when you spend $1,000 within the first 90 days of account opening.4

    No Annual Fee or Foreign Transaction Fees.5

    5% Incremental redemption bonus on AAA purchases with AAA Northeast Counselors and Advisors.6

Estimate your cash back rewards

Your average monthly expenses.

Watch your cash back add up.

AAA Daily Advantage card

AAA Daily Advantage card

$462.00 Yearly Cash Back
$38.50 per month

AAA Travel Advantage card

AAA Travel Advantage card

$438.00 Yearly Cash Back
$36.50 per month

The accuracy of this calculator is intended for illustrative purposes only. The calculator displayed might not reflect actual terms. See the complete rewards disclosure below for each card, including category-specific earn limits.

Apply for AAA Daily Advantage
Apply for AAA Travel Advantage
Visit our Perks Page to discover all cash back opportunities!

1 Offer is exclusive to AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Daily Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined. After that, purchases will earn 1% cash back for the remainder of the calendar year. Excludes third party insurance and offers, automobile extended warranties, and trip insurance. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageDailyTerms.

2 Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.

3 Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations.

4 Valid one time only. Offer will be received within 1-2 billing cycles after qualifying spend.

5 For new accounts, as of December 2024: Variable Purchase APR of 18.49% - 32.49% based on your credit worthiness at the time of account opening and the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 33.49%, based on Prime Rate. Minimum Interest Charge is $2. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.

6 Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. May not be used to purchase traveler’s checks, foreign currency, stored value or gift cards, gift certificates, or other items subject to restriction or prohibition, including insurance products.

Credit card offers are subject to credit approval.


AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.

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