*All loans offered through AAA Northeast Bank. AAA Northeast Bank is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. AAA arranges but does not make loans. Some restrictions apply. Rates and terms subject to change without notice. All loans are subject to credit approval, appraisal, and satisfactory title examination where applicable. Consult your tax advisor regarding the tax-deductibility of interest. Other rates and terms available. (1) Actual rate will be determined by individual credit worthiness. Rates may not be available in all areas. (2) APR of 3.914% is based on a $200,000 purchase loan, 20% down payment, 360 payments of $940.47 a 740 FICO score and no points. Rates subject to change without notice and are reviewed each business day by noon. Due to the volatility of the market, lenders may be re-pricing throughout the day. Lenders require tax and insurance escrows, and do charge for escrow waivers, if allowed. Rates shown in Horizons must go to press at least three-four weeks prior to publication, so may be different from those quoted when you contact us. Marketing Reverse Mortgage and/or informational materials have not been authored, originated, provided by, submitted to, endorsed or approved by HUD or the FHA, nor are we acting on behalf of or at their direction. NMLS #178791