Guaranteed Issue Whole Life Insurance


We’re here to help you protect those you care about most and want to make that process as easy as possible. AAA Life Insurance Company offers AAA members Guaranteed Issue Whole Life insurance (GIWL) – a permanent policy that will help you secure your family’s financial outlook. This simple, reliable coverage offers:

  • Help with your final expenses with up to $25,000 in coverage
  • A quick and easy acceptance process – no medical exam or health questions
  • Locked-in prices that will never change
  • Guaranteed acceptance if you are between the ages of 50 and 85

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Life insurance from AAA affiliated or non-affiliated insurers may be offered by AAA Northeast Insurance Agency, Inc., 110 Royal Little Drive, Providence RI, 02904. Discounts not available in all states. 

Life insurance underwritten and annuities offered by AAA Life Insurance Company, Livonia, Michigan. AAA Life Insurance Company is licensed in all states except NY.

CA Certificate of Authority #07861. Products and their features may not be available in all states.

Guaranteed Issue Whole Life Insurance Policy Form Series: ICC16-6301/GWL6301 (In OR: ICC16-6301)

The maximum amount of Guaranteed Issue Whole Life insurance coverage per insured is $25,000.00. Subject to age requirements and policy limit restrictions.

This Guaranteed Issue Whole Life policy is referred to as graded benefit whole life insurance. If you suffer a non-accidental death within the first two years of coverage, your beneficiaries will get 100% of the level monthly premiums you paid, plus 30%. After two years, the total amount of your coverage is paid for death due to any cause.

If you are a California resident 65 years of age or older, we are required to advise you of the following. The sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset to fund the purchase of this product may have tax consequences, early withdrawal penalties, or other costs or penalties as a result of the sale or liquidation. You may wish to consult independent legal or financial advice before selling or liquidating any assets and prior to the purchase of any life or annuity products being solicited, offered for sale, or sold.

This is a summary of product provisions and does not contain all of the benefits and exclusions. For complete terms of the insurance coverage or annuity, please contact your agent or refer to the policy/contract.

ALAN 28454-822-XX

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