Life Insurance


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AAA members can receive a 10% discount on their term life insurance premiums.

Discover even more reasons to choose AAA Life:

  • AAA Life Insurance Company has a Financial Strength rating of A (Excellent), the 3rd highest ranking out of 15, by A.M. Best Company as of September, 2023.

It's our goal to provide you with the life insurance coverage that meets your needs, at a competitive rate. Our products are designed to help provide you with financial peace of mind without breaking your budget.

*Monthly premium based on $100,000 of Term Life Insurance for 10-year level Traditional Term policy, female AAA member, age 35, best class non-nicotine. Comparison of publicly available premiums from Compulife and company websites. Premiums were not furnished by these companies and you may contact them with any questions. Premiums are for automatic payments, current as of 10/22/2024 and subject to change. Price is one of several factors to consider when purchasing life insurance. Some companies have one rate for both nicotine and non-nicotine use, while AAA Life has two distinct rates. The age coverage ends, whether a rate is guaranteed, and the product features differ by company, which may affect competitor rates.

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$100,000 of Term Life Insurance rates, $7.76 for AAA Life, $9.85 for United of Omaha, $11.46 for Nationwide, and $12.62 for State Farm.

How much coverage do you need? Some things to consider:

  • Expenses

    Make sure to plan for any estate and inheritance taxes, unpaid debts (including hospital bills) and funeral expenses.†

  • Educational Funds

    Your policy can help cover the cost of your children’s education—from elementary school through college.

  • Emergency Fund

    In case of a sudden lifestyle change for your family, your policy can help cover unexpected expenses.

  • Mortgage and Rent

    Life Insurance can help to pay planned monthly expenses like a mortgage, or assist with rent payments.

  • Income Replacement

    Depending on your policy, this can replace up to ten times your current annual income.

  • Payment of Debts

    Help your family with the payment of unsettled debts you may have including auto loans, credit cards, and more.
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Why choose AAA Life Insurance Company?

AAA members can receive a 10% discount on their term life insurance premiums.

AAA Life has been serving AAA members and their families for more than 50 years. With more than 1.7 million active policyholders, you can rely on AAA Life Insurance Company to provide the same high-quality service and products you've come to expect with AAA — a name that millions of Americans associate with stability and peace of mind.

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Life insurance from AAA affiliated or non-affiliated insurers may be offered by AAA Northeast Insurance Agency, Inc., 110 Royal Little Drive, Providence RI, 02904. Discounts not available in all states. 

Life insurance underwritten and annuities offered by AAA Life Insurance Company, Livonia, Michigan. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. Products and their features may not be available in all states. 

Traditional Term Policy Form Series: ICC19-1801/1801 (In OR: ICC19-1801) 

Premiums are guaranteed. They are level for the term period and increase annually thereafter. Any sample premiums are examples only and may vary based on your personal health history and underwriting guidelines. The answers provided to the health questions are used to determine eligibility for coverage. Not all applicants will qualify. Coverage ends at age 95.

©2024 AAA Life Insurance Company, All Rights Reserved. 

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