Student Loans

Citizens Bank Student Loan

Lighten your loan payment with the new Citizens Bank Education Loan®.

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Citizens Bank Student Loan for Parents

AAA Northeast has partnered with Citizens Bank® to offer a NEW private student loan for parents.

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RISLA Student Loan

The RISLA Student Loan is fixed rate non-federal education loan for undergraduate and graduate students.

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AAA Refinance loan by RISLA

A student loan refinancing program to help make repaying your education loans easier.

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Private Consolidation loan by Laurel Road

AAA Members can refinance and/or consolidate their federal and private student loans to best-in-class rates.

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AAA Advantage Student Loan In-school Refinance Option

The In-School Refinance Option gives students the option to refinance existing private student loans (even if the existing loans are not yet in repayment) from other private student loan lenders into a new AAA Advantage Student Loan for the next semester. The Summer Savings discount has been extended! Now through September 30, 2019, SunTrust Bank is offering 0.50% off your interest rate on a new AAA Advantage Student Loan^*, including AAA Advantage Loans used to refinance existing private student loans. This option allows students to combine existing private student loan debt with a new private student loan and the flexibility to choose the repayment term and repayment option that is right for you now. The process is easy – after the application is approved for a AAA Advantage Student Loan, the choice to add this option will be presented. Certain restrictions may apply.

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^* The Summer Savings discount has been extended and the offer is now valid for new AAA Advantage Loans for which applications are submitted for a credit decision between 12:00:00am EST on June 1, 2019 and 11:59:59pm EST on September 30, 2019. A 0.50% interest rate reduction will be included in the loan options presented to an applicant during the online application process, upon passing the initial credit review. The interest rate reduction will be applied as of the first disbursement date and will be effective for the life of the loan.

¹ Private student loans that can be refinanced with a new SunTrust private student loan are private student loans and private consolidation loans that the student applicant used for, or used to refinance loans used for, certain postsecondary expenses, not currently in a past due status. Loans that cannot be refinanced into this loan are (1) private student loans for which the student applicant is not the primary borrower, (2) Federal student loans, and (3) student loans made by an educational institution. Loans being refinanced must have been used for “qualified higher education expenses” (defined by the Internal Revenue Code), which consists of expenses included in the Higher Education Act’s definition of “cost of attendance”.